Best Smartwatches for Every Budget

 Unlike a traditional hand watch, a smartwatch is an excellent device with many smart features. A smartwatch lets you play music and monitor your daily physical activities like yoga and exercise. The health and fitness tracking feature offers enormous benefits such as monitoring your heart rate, detecting blood oxygen levels, counting your steps during workouts, etc. Also, there are many more benefits that smartwatches offer.

So, if you want to get all these benefits, you can go for a smartwatch. They come in different designs and combine various features. Smartwatches are chargeable devices that run for a specific period. Moreover, you can read this post to know more about the best smartwatches. 

Apple Watch Series 6

The Apple Watch Series 6 comes with tons of useful features. You can keep your health on track as it has a heart rate monitoring system. It is also GPS enabled to show your current location. This Apple smartwatch supports fast charging. You can use it for around 90 minutes on a single charge. It comes with a blood oxygen app that can read the oxygen level of blood. If you like swimming, you can swim confidently with the smartwatch on your wrist as it is water-resistant. This watch also has a sleep tracking feature. 

Samsung Galaxy Watch 3    

Here is the best smartwatch for both iOS and Android users. The Galaxy Watch 3 from Samsung comes in a slim look with lots of useful features. It is available in two variants, including an LTE model. This watch delivers a battery life of two days. The Samsung Galaxy Watch 3 combines a rotating bezel, making using the watch interface easy. Most importantly, it presents FDA-approved ECG and trip detection systems. It also comes with lots of fitness features.   

Fitbit Sense

This Fitbit Sense smartwatch comes with lots of benefits, including a heart rate monitor, GPS, etc. It delivers a great battery life of up to 6 days. The Fitbit Sense works with both Android and iOS. It combines extensive features to care for your fitness, such as reading oxygen levels in the blood and monitoring skin temperature. It comes in an eye-catching design in a 40mm size. This is an Alexa enabled device and you can control it through voice command. 

Apple Watch SE    

This smartwatch from Apple is one of the best Apple watches. It is water-resistant and can monitor the heart rate. It is only compatible with iOS devices. It has an extensive app library. It delivers an estimated battery life of 18 hours. Like other smartwatches in this list, it is GPS enabled. The Apple Watch SE doesn’t have a blood oxygen monitor system.

Samsung Galaxy Watch Active 2   

The Galaxy Watch Active 2 from Samsung is a health-centric Android watch that comes in a beautiful design. It is also compatible with iOS devices. This watch delivers the best results with Galaxy devices. It gives you offline access to Spotify. This device also comes with a sleep tracking feature but needs some improvements. It delivers an estimated battery life of 24 to 60 hours. Watch Active 2 is GPS enabled and water-resistant. It comes in a circular design, which is very appealing. 

Apple Watch 3

If you are an iPhone user and looking for an affordable Apple smartwatch, you are in the right place. The Apple Watch 3 offers extensive features for $199. This smartwatch is Siri enabled so that you can control it through your voice. You can enjoy Apple Music streaming if you get an LTE model. It delivers a great estimated battery life of 18 to 24 hours. It is GPS enabled and can resist water. It only works with iOS devices. If we see this device’s downsides, it lacks an always-on display and has no fall detection feature.

Garmin Vivoactive 4

The Garmin Vivoactive is one of the most reliable health tracking watches with lots of features. It is available in two sizes, such as a 40mm (Vivoactive 4S) and a 45mm (Vivoactive 4). The smartwatch comes at a price of $349. You will get most of the features a smartwatch can offer, including music, heart rate monitoring, Garmin Pay, etc. The Vivoactive 4S and the Vivoactive 4 deliver an estimated battery life of 7 and 8 days, respectively. They work with both iOS and Android devices.

Amazfit Bip 

Here is the best inexpensive model for you for less than $80. It is not always necessary to spend an immense amount of money for a feature-packed device or tool; sometimes, you can get a feature-packed device or tool at a low price. This smartwatch comes with a built-in GPS, heart rate monitoring feature, and more. Most importantly, the Amazfit Bip’s battery life is up to 45 days, which is excellent at this price. It works with both iOS and Android.

Fossil Gen 5  

This wear OS smartwatch is a solid model with 18 hours of battery life, heart rate monitoring feature, GPS, etc. The Fossil Gen 5 works with both iOS and Android devices. What makes it the right choice is extended RAM (1GB). You can customize the battery modes of this watch.

All these nine smartwatches are the best across the platforms. Most of these watches are compatible with Android and iOS devices, while others like Apple Watch SE and Apple Watch 3 only work with Apple devices.

Elina John is a self-professed security expert; she has been making the people aware of the security threats. Her passion is to write about Cyber security, cryptography, malware, social engineering, internet and new media. She writes for mcafee security products at mcafee.com/activate.

Source :  Best Smartwatches for Every Budget

Best Excel Templates for Managing Your Budget

 Keeping a record of your spending and planning your budgets come extremely handy for managing your finances. You can use Microsoft Excel to keep tabular data of your spendings. Here, pre-built templates for managing your money can make your task a lot easier. Fortunately, there is a fantastic online resource where we can get these templates for free. Vertex42.com has a wide range of free Excel templates available for download. Let’s look at some of the best budget management templates you can find on the site.

Family Budget Planner

Let’s take an example of an ordinary family person; you have to take care of loan repayments, car running expenses, children’s expenses, and cover many other costs. It can sometimes be quite challenging to keep track of all your expenses and avoid overspending. This will require you to have some extensive knowledge of personal finance management. Thankfully, you can use this simple Excel template to make things easier for you. This template is so well designed that it can even go head to head with the popular budget management software “You Need A Budget.” It gives you the ability to project your earnings and expenditures, create yearly or monthly budgets while taking into account the changes in your variable income and expenditure patterns.

Personal Monthly Budget Worksheet

This template is specially designed for managing your personal finances. You should give it a try if you don’t have a family to take care of, but are looking for a tool to take care of your budget management needs. The best part is that it’s super easy to use. It has all the mandatory fields to record your expenses like entertainment, daily expenses, and selective spendings.

College Budget

It sure can be quite intimidating going to a university. Staying away from your parents, managing all of your expenses by yourself, and cleaning, washing, and cooking can seem pretty challenging. There are chances that you may end up exceeding your budget, taking credits and running into overdrafts. Well, thankfully, you have this fantastic Excel template to take care of your college budgeting needs. It gives you the functionality to plan for your spendings relating to tuition/semester fees, rents, credit cards, and food. This will also help you to keep track of your bank balance and all the sources of income that you have.

Wedding Budget Planner

Arguably one of the biggest spendings of your lifetime is the money you spend on organizing a wedding ceremony. Planning a wedding is a big deal; there are over a thousand things to take care of. It can sure seem pretty daunting. This wedding budget planner template will have you covered for planning and deciding the amount of money to be spent on different things. It has almost all the necessary items that need to be taken care of in a wedding ceremony. All the items are organized in groups to help you plan the budget accordingly. If you are planning to have a big wedding ceremony, which includes many things to take care of, this Excel template is here for your rescue.

Saving Goal Tracker

It is certain that in our daily lives, saving money can become a challenge. The prerequisite for saving money is for you to have a defined goal. Having goals merely in your mind is not enough; you need proper visual representation for tracking these goals. This Excel template lets you do exactly that. You can enter the data about your goals, and then it will show visual representation with charts and tables denoting the status of your goals. You will likely disregard your goals once in a while and end up spending more than what you planned for. Keeping track of your goals in an Excel spreadsheet will reduce the chances of that happening.

Excel is an amazing tool to do a lot of things, and managing your expenses is among one of them. All of the templates mentioned here are worth checking out. You may try each one of them and see which one suits your needs the best. Now you don’t need to spend tons of money on expense management software, simply download these free Excel templates and manage your finances seamlessly.

Source : Best Excel Templates for Managing Your Budget